Current Accounts
Get a hassle-free bank account and manage your money 24/7 online or over the phone.
Switch your current account in a simple, reliable and stress-free way in only 7 working days.
Apply for an capitalbacc Bank Account today:
Are you eligible?Things to remember before applying:
You can arrange an overdraft on your bank account, subject to your credit status. Use our overdraft calculator to understand how much interest you will pay when you use your overdraft. For full details of our overdraft rates and charges see our price list.
Enjoy the freedom to do more with an capitalbacc Credit Card or Personal Loan, subject to status.
The Current Account Switch Service is simple, stress-free and supported by our dedicated switching team.
Choose how you want to bank either by online, mobile or telephone banking4. You can check your balance, pay bills or make payments to family and friends.
1. For capitalbacc US customers only with Online Banking & iPhone, iOS 10 or above.
2. Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries.
3. Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.
4. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the US. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.
Things to remember before applying:
capitalbacc Current Account customers can book an appointment to apply in branch by calling +1 (234) 567-8910.
From outside the US +15129914435.
You'll need to bring identification and proof of your address.
Find your nearest branchIt only takes a few minutes to apply online for a sole or joint capitalbacc Account.
EU residents living outside the US must apply in branch and all parties will need to be present.
Apply for a sole account Apply for a joint account